Great American Insurance Forms

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$15,000 Major Medical Endorsement

This major medical option covers up to $15,000 in medical expenses, including surgery, due to an accident, injury, illness or disease.  The cost is $675 annually, per horse.  A deductible of $500 will apply per claim.  Some examples of covered medical expenses include hospitalization, colic surgery, respiratory surgery, stem cell therapy, shock wave therapy, IRAP and PRP.  Exclusions may apply.  This endorsement is not available for animals under 30 days of age, animals over 20 years of age or racing stock.

Please note, a 20% co-pay applies to all covered expenses

$10,000 Major Medical Endorsement

This major medical option covers up to $10,000 in medical expenses, including surgery, due to an accident, injury, illness or disease.  The cost is $475 annually, per horse.  A deductible of $500 will apply per claim.  Some examples of covered medical expenses include hospitalization, colic surgery, respiratory surgery, stem cell therapy, shock wave therapy, IRAP and PRP.  Exclusions may apply.  This endorsement is not available for animals under 30 days of age, animals over 20 years of age or racing stock.

Please note, a 20% co-pay applies to all covered expenses.

$10,000 Surgical Endorsement

This surgical option covers up to $10,000 in surgical expenses due to an accident, injury, illness or disease.  The cost is $150 annually, per horse.  A deductible of $250 will apply per claim.  Some examples of covered surgical expenses may include the surgical procedure, hospitalization, medication and anesthesia charges.  Exclusions may apply.  This endorsement is not available for animals under 30 days of age, animals over 20 years of age or racing stock.

Please note, a 20% co-pay applies to all covered expenses.

$10,000 Colic Endorsement

This colic option covers up to $10,000 in medical expenses due to colic or acute abdominal pain.  The cost is $150 annually, per horse.  A deductible of $250 will apply per claim.  Covered medical expenses include medications, treatments or surgical procedures for the management of colic.  Exclusions may apply.  This endorsement is not available to animals under 30 days of age or animals over 20 years of age. Racing stock is eligible for this endorsement.

Please note, a 20% co-pay applies to all covered expenses

Free Colic Surgery Endorsement

This Free Colic Surgery Endorsement provides $3,500 of free colic surgery coverage to every qualifying horse insured with Great American.  In order to qualify for this free coverage, the horse must meet the criteria outlined in the endorsement.

Accident, Sickness & Disease Infertility Endorsement

This endorsement covers impotency, fertility and servicing for breeding stallions.  It is available to stallions through the age of 14.  The rate on this coverage is 0.50%.

Loss of Use Endorsement

This endorsement covers up to 70% of the horse’s value should the horse suffer an accident, injury or illness and becomes permanently unfit for use at its previous level.  Horses under $25,000 or over $500,000 in value are not eligible for this endorsement.  Eligible disciplines include Hunter/ Jumper, Dressage, Cutting and Reining.  Full Mortality and Major Medical are required for this coverage.  Loss of Use is not available to new risks after November 1st of their 12th year of age.  The rate charged is 4.5%.

Air Transit Endorsement

This endorsement covers the animal during air transit, usually from Europe to the United States.  It is available to all horses over 30 days of age. Full Mortality is required.

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